Privacy Policy

We collect information you provide directly to us and information automatically gathered through your use of our services.

• Contact details including name, email address, phone number, and mailing address
• Financial information relevant to planning discussions, such as income ranges and financial goals
• Communication records from consultations, emails, and customer service interactions
• Technical data including IP address, browser type, and website usage patterns

We use your personal information for legitimate business purposes related to providing our financial planning services.

• Delivering personalized financial planning consultations and recommendations
• Communicating with you about your subscription and service updates
• Improving our services based on feedback and usage patterns
• Complying with legal obligations and regulatory requirements

We process your personal information based on several legal foundations under Malaysian privacy laws.

Primary Legal Basis: We process your data based on contractual necessity to provide our subscription services and legitimate business interests in improving our offerings

We limit information sharing to necessary circumstances and trusted partners who help us deliver our services.

• Service providers who assist with payment processing, customer support, and technical operations
• Legal authorities when required by Malaysian law or to protect our legal rights
• Business successors in the event of merger, acquisition, or sale of business assets

We implement comprehensive security measures to protect your personal information, including encryption, secure servers, access controls, and regular security assessments. However, no internet transmission is completely secure, and we cannot guarantee absolute security.

Under Malaysian privacy laws, you have several rights regarding your personal information.

• Access to information about what personal data we hold about you
• Correction of inaccurate or incomplete personal information
• Deletion of your personal information subject to legal and contractual obligations
• Data portability to transfer your information to another service provider
• Objection to certain types of data processing for marketing purposes

We use cookies and similar technologies to enhance your website experience, analyze usage patterns, and provide personalized content.

For detailed information about our cookie practices, please review our Cookie Policy

We retain your personal information for as long as necessary to provide our services, comply with legal obligations, and resolve disputes. Subscription data is typically retained for the duration of your subscription plus seven years for regulatory compliance.

Our services are intended for adults aged 18 and older. We do not knowingly collect personal information from children under 18 years of age.

18+ only

We may update this Privacy Policy periodically to reflect changes in our practices, technology, or applicable laws. We will notify you of material changes through email or website notification.

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us using the information below.